Welcome to Kirk’s Dive & Surf
Kirk’s is the Ultimate dive, surf, and skate shop located in Port St Lucie, Florida! If you are an active diver, surfer, skater, or just enjoy the beach lifestyle, Kirk’s is the shop for you! We have a great selection of the premier name brand in diving, Scubapro. If you’re not certified yet, we can take care of that with our incredible training department. We offer rentals, repairs and have a very active travel department as well. In our surf department we have the best selection of the biggest names in surf for guys and gals. We feature Quiksilver, Roxy, Billabong, Volcom, Hurley, Rusty, Reef, and more! We also have the latest in skate with a nice selection of skate hardgoods as well as a great selection of shoes and accessories! So if you like the beach lifestyle, Kirk’s is the BEST! Check out our pages and come by and see us in person!
The World Is 75% Water…Get Into It!!’
South Florida has some of the best diving in the world, and Kirk’s can help you get the most out of your diving experience. Whether you are a recreational diver or if your interests run a little bit deeper, we can provide you with the best training, sales and service you will find anywhere.
Not certified yet? No problem. We offer classes year-round and have one of the best, most unique training programs in the area. Already certified but want to learn more? We can help you there as well.
The 3 T’s
Divers have three main needs: Training, Toys, and Trips. We can help you with all three. Want to find out more? Just click on one of the links below to see how Kirk’s can show you what South Florida diving has to offer.
Kirk’s Dive Society is Kirk’s official dive club! The Society schedules 12 Club trips each year to exciting locations around Florida. The trips are for club members only; however, membership is not limited to certain times of the year (you can join at any time). Club members are also allowed to bring guests who are interested in joining the club. The club is a great way to get out and enjoy new and exciting dives on a monthly basis and to meet new friends! It also keeps our members current with their dive skills and opens the door to developing new dive interests! The Kirk’s Society is an environmentally friendly dive club whose goal is to explore fun and exciting dive locations while respecting the underwater world. The club also schedules periodic meetings to enjoy food, drinks and friendship! Stop by the shop to join the club and get ready for some great diving!
Surfing Vacation Hot Spots And Information
Tips For Finding Water Front Homes Fiddlers Creek Naples
Tips For Buying Water Front Luxury Homes In Fiddlers Creek Naples Florida
Naples Florida waterfront residences and also condominiums for sale on the Gulf of Mexico offer an unique as well as varied selection of beachfront locations as well as buildings from which to pick. Beachfront houses in Naples Florida can be discovered directly on the coastline- seaside from Port Royal to Old Naples. Bayfront solitary family residences as well as salt water canal houses abound too as well as supply boating opportunities, numerous with exclusive docks mounted.
Video And Real Estate information On Fiddler’s Creek Homes Naples
Marco Island beachfront single family members homes provide purchasers a few of the finest beachfront living in Florida “Island” design. Areas on seawater canals with direct as well as in straight Gulf of Mexico accessibility imply hours of satisfaction for pleasure seafarers and also angler as well as jet skiers as well as kayaking exploration.
Transforming that dream into reality requires the same skills as buying any other home — along with some specialized knowledge.
If it’s going to be a second home or vacation home rather than your primary residence, you’ll need a solid credit rating — and enough cash flow to comfortably make 2 mortgages, along with a nice cash cushion.
You also need to keep an eye out for issues that are beach specific:
- Is the home in a flood plain?
- Will you need additional insurance?
- Do coastal laws allow you to rebuild if the house is lost to the forces of Mother Nature?
You might even be able to make a little money by renting to other vacationers who dream of a summer place at the beach. But this income may be offset by new expenses, such as hiring someone local, perhaps a caretaker, to look in on your property from time to time.
If you want to stop dreaming and start planning, consider these factors as you plan for that beach house.
Rent before you buy
You’ve found the perfect beach village. But do you want to be on the ocean, the bay or a few blocks away in a wooded area?
One good way to find out before you buy: Rent, says Mary Ann Cinelli, real estate agent with Brown Harris Stevens of the Hamptons.
Some summer dwellers who sail prefer the bay side of the Hamptons — located on Long Island in New York — while those who enjoy shelling want to front the ocean, she says. Family beaches often have lifeguards in the summer while other stretches are more secluded. And dog owners may prefer being on or near one of the many dog beaches, she says.
“Rent for a month,” she says. “Try one or two areas at the beach and see what you really like.”
Scope out the community
It’s one thing to fall for a stretch of beach. But it’s just as important to investigate the area surrounding it.
Find out about development plans nearby and in the community. And verify ecological or environmental provisions designed to protect the house.
Ownership is a year-round proposition, so look at the community in the off-season, too, says Andrea Ackerman, associate broker with Brown Harris Stevens.
“I would be surprised that anyone would buy in an area if they haven’t seen what goes on after Labor Day,” she says.
Use the aerial views available with internet search tools to see exactly what else is nearby, says Laura LeFevre, broker with Southport Realty in North Carolina.
Take the time to view as many properties as you can to make sure the decision is right for you.
Look for a home that fits your needs, and your budget
It’s amazing how popular you become once you acquire a beach house.
So take a good look at how many bedrooms and bathrooms you’ll need, just as you would with a primary home, says Cinelli. “Will you be doing some entertaining, especially in the summer?”
Other factors to weigh: the style of the house, how easy it will be to maintain it (especially in light of sand and salt water), and the repairs or renovations the place will need, she says.
“Is it something you’re going to use enough to invest this kind of money and carry this kind of debt load?” says Ron Haynie, senior vice president of mortgage finance policy for the Independent Community Bankers of America.
Ask yourself, “‘What else would I do with this money and would I enjoy that more?'” he says.
A ‘beach house’ doesn’t have to overlook water
LeFevre’s secret to getting a better price on a beach house: Look for one that isn’t directly on the water.
Beachfront or bayside property is more expensive. And it’s also pricier to insure those waterfront homes against storms, wind, erosion and other potential threats, she says.
But if you go one or two blocks off the beach, “The insurance costs a little less, and you have a little protection from storm surges,” says LeFevre. Plus, “You save a little on the cost of the home.”
Be conservative in what you think you can afford
Unless you’re buying a beach house with spare cash you have just lying around, you’ll need a mortgage.
If you already own a home, standards will likely be a little more stringent for your beach house. Lenders may assume that, if things get tight and you default, it will be on the beach bungalow rather than the regular roof over your head.
With a second home, you’ll often need a better credit score than you would for a primary residence.
Lenders are also looking for 6 to 12 months of payments banked, Haynie says. And they won’t include potential rental income in their calculations.
As for the size of the down payment, opinions are mixed.
“You can get a down payment with as little as 5% or 10% down,” says Haynie.
But some lenders may want to see up to 20% down, says Lorraine Stewart, vice president of mortgage lending for BECU, a credit union based in the Seattle area.
And that can also vary with location. “20% is the rule-of-thumb out here,” says Cinelli of the Hamptons. “In my experience, that’s what the banks are looking for.”
Since it’s not always a sunny day at the beach, beware of potential threats.
Coastal properties are more vulnerable to flooding and storm damage, so you’ll likely need special insurance for flood, wind or hail damage just to get a mortgage, says Chris Hackett, senior director of personal lines for the Property Casualty Insurers Association of America.
“You want to look at the cost of flood insurance before you buy the property,” he says.
One good source of flood insurance information for homeowners and potential homeowners is FloodSmart.gov.
That coverage isn’t cheap, and is expected to rise in the future, says Haynie. In addition, many lenders will require you to keep that coverage for the length of your loan — and could view a policy lapse as defaulting on your mortgage, he says.
It’s also smart to have a monitored security system. Empty homes and empty vacation areas can be magnets for break-ins, Hackett says. But many insurance companies will give you a discount if you’re using a monitored service.
Estimate upkeep costs before you buy
With a beach house, maintenance costs can be higher than with a primary home.
“Weigh what it costs to maintain a vacation home,” says LeFevre. And if you’re not going to do it yourself, include the added expense of having someone do the maintenance for you.
Salt air and salt water are corrosive to metal and wood. So they may require extra upkeep and repair, as well as more frequent replacement.
If storms are frequent or severe, you may also want to get a generator, says Ackerman.
Storm shutters are another important consideration.
If you intend to lend or lease that beach home, you’ll also need to set aside additional money, says LeFevre. Renting “will help with your payments, but you’ll have a lot more wear and tear on the carpet and furniture.”
Weigh renting it out before you buy
If you want to recoup some of the costs of your dream beach house, you can rent it out to vacationers by the day, week or month.
And if you think you may want to recoup some of your expenses by leasing it, it’s smart to consider that as you shop. See if there are many people who rent to vacationers, or if it’s discouraged.
Some properties have on-site management to market and rent properties. In other places you’ll have to make your own arrangements. Still others discourage renting at all.
In some places where vacation rentals are common, like South Hampton and East Hampton, you’ll need an inspection and license, says Cinelli.
If the sellers rented the house, ask how much the property earns every year or every summer, she says. Ask to see written records of the rental income.
And keep in mind that some properties may lend themselves better to what local vacation renters need, says LeFevre.
On the Carolina coast, properties with more bedrooms and bathrooms are the most popular and bring the most in rental income, she says. That’s because many of the renters are extended families or groups of friends — and they’re looking for space to spread out.
Hire specialists before you buy
When you’re seriously considering a particular beach house, it’s time to call in a couple of specialists.
“I would consult immediately with an environmental company to make sure everything is legal, and to make sure everything you want to change can be done,” says Ackerman.
Some localities limit what you can do — or spend — on renovations, says Ackerman. “There are so many variables.
“You have to do your due diligence before you sign anything,” she says. “Waterfront is very, very tricky.”
Before you buy, get an inspection from “a licensed home inspector who’s familiar with beach properties,” says LeFevre. “That’s important because they can pick up on small things that could signal big trouble.
It will be the best $350 to $450 a potential homeowner can spend, she says.
And if your inspector specializes in waterfront property, he or she can fill you in on the peculiarities of the area, she says. In some places, if the home is destroyed, you won’t be allowed to rebuild.
When it pertains to waterside condominium living Marco Island Florida provides everything for those trying to find Island living and an informal SW Florida lifestyle on the water. Coastline front condominiums on the lovely Gulf of Mexico, seawater canals with watercraft docks, as well as bayfront condos with stunning views offered.
Waterside living on the “Island” could be a wonderful experience when you have your personal private waterside residencehere on Fort Myers Beach Florida. Waterfront residences are practical to the Gulf of Mexico and also provide angling and satisfaction boating for all.
For additional Information visit the Luxury Homes Naples Real Estate Agency at http://www.agent4naples.com/
Rental Dumpsters At Vacations Homes Move Them Out
Regardless of where you live you recognize that you have to maintain your condominiums around date if you possess them and lease them out. Individuals want to live in a nice, clean as well as updated condominium.
If you are planning on doing some bring back compared to you will need to rent out a dumpster. By renting out a dumpster you can conveniently preserve the apartment area looking cool. You do not want the next-door neighbors grumbling by any means of the mess existing around nor do you want them to report you to the authorities or your place’s building examiner.
By leasing a dumpster you will certainly also get the job done quicker along with relocate the dumpster right off of the home thus leaving a good and additionally neat lawn.
Leasing a dumpster will keep particles off of the parking area that condo residents park in. The last point you call for is somebody dropping and suing you for recklessness. By throwing out all particles, woodwork such as unpleasant baseboards, and more, you are minimizing your very own from a practical lawsuit.
Possibly you offer supplied houses to your apartment owners. You will absolutely have to throw out the bed room mattresses periodically. When you rent a dumpster this is an extremely easy method to discard large as well as bulky bed mattress. Other old furnishings could quickly be thrown out in the dumpster also.
You might possess condos in Orlando, Marco Island, or Miami and additionally you will certainly intend to find fast following day dumpsters to rent out. Despite where globally you live a dumpster will certainly assist you keep your activity transferring.
For huge condo restoring jobs you will certainly have to have a number of significant size dumpsters. The substantial dumpster will hold up to 4 heaps of debris. 4 lots has to do with 10 pickup lots of particles.
You can also lease a dumpster that is moderate sized. The medium sized dumpster should stand up to three great deals of particles or relating to 5 pickup truck tons.
The little rented dumpster will absolutely stand up to two lots of bits. This size benefits a bathroom renovating task.
As quickly as your condominium in Miami, Marco Islando or Orlando Florida [www.crmrolloff.com] is completed, the expert could relocate the dumpster from your yard as well as your condominium framework is attractive as well as tidy. Your brand-new renters or previous occupants will happily enjoy their new settings.
House Hold Plumbing Checks Before Your Vacation
Ways to Discover Water Leaks At Home
Water leakages have to not be neglected as they might create heavy damage to indoor furnishing and waste an excellent deal of water. They can cause structural damages by creating rusting in the iron rods and likewise light beams which are the foundation of any type of structure. If the leak is not changed for a long period of time then it can cause mold and mildew advancement which can trigger significant health problem. So you have to regularly appearance for leaks in your house.
When water rushes out of a pipeline it produces some hissing sound. One need to change off the electrical devices in the home in order to reduce the sound and then listen carefully. It is a quite trustworthy technique to contained water leaks along with might assist us spot a leak before it might trigger heavy damage. Leaks in toilets can be containeded by removing the tank cover as well as listening very thoroughly. Many Corpus Christi Plumbers make use of color examination to search for leakages where you include a couple of declines of color in the tank and after that note very thoroughly. If the shade disappears after time after that it shows that a leak is present.
Water leakages might happen anytime without any caution as well as it may be far too late before one learns more about regarding them. To present such leakages we could put water leakage detector. It is a digital tool which is kept a location where a leak can happen. It sounds an alarm when it is available in contact with water which notifies us of the leak. It is a battery driven device so the batteries must be changed yearly to guarantee that the gadget works effectively. It will continuously create sound till the battery dries. But if you install it in a villa which is not gone to regularly then the detector needs to not be able to inform you concerning the leak. For such cases you might make use of sophisticated water detectors which are affixed to the phone line in addition to call you with a prerecorded message.
Sewage system leaks can be discovered utilizing drain video cameras. One ought to also check the water meter. If the needle is transferring when no water is being put after that it suggests a leakage. If the meter’s needle stops while the shut-off shutoff is shut then it reveals that the leak is in the structure or else in between the meter and structure. Leak detection services near Corpus Christi Texas depend on the time of day and Corpus Christi Plumbing Service Areas. After adhering to all these approaches there are some leakages which we can not see or listen to. You will have to call an expert for finding these leaks that uses ingenious Leakage Detection Device like thermal leak detection gadgets, sonic leak detection devices and so on for leakage detection. They aid us figure out the specific location of a leak in addition to abide by attempted and tested strategies to replace the leaks.
Home Swimming Pool Fence Considerations
If you have a swimming pool, you require to consider swimming pool fencing. Not only is safety pool fencing seriously essential for the security of yourself and your family, but you might be breaking the Florida law if you don’t have a fence or other obstacle set up around your swimming pool.
There are various types of vinyl pool fence available in the market today that may match your design and budget plan. Detachable Mesh Pool Fence, Vinyl Pool Fence, and Ornamental Pool Fence are a few of swimming pool fences types.
But your pool fencing does not have to be ugly or utilitarian looking. Instead, think about the following swimming pool fencing ideas for fences that are both efficient and attractive.
If possible, design your pool with the fence in mind. You’ll achieve much better results if you prepare the placement of your pool and your security fence at the exact same time. This will allow you to pick a fence that is well incorporated with your landscaping, the swimming pool, and the rest of your home. The end result will be a more attractive, cohesive appearance.
Usage plantings to soften the appearance of the fence. Even if you’re putting in a fence around an existing pool, you can still make use of plants and other landscaping functions to soften the appearance of the fence and to assist incorporate the fence into your lawn.
Search for extra security features. When searching for fencing, try to find fences that feature additional safety functions, such as self-latching gates or alarms. This will provide an extra step of security for your pool.
Select a removable pool fence. If you do not require or wish to install an irreversible swimming pool fence, a removable wrought iron swimming pool fence may meet your needs. A detachable wrought iron fence supplies the security and security that are very important around a swimming pool, and at the same time it can easily be removed when it is no more needed, so it doesn’t completely alter the look of your backyard.
Consider uncommon products. Wrought iron is a typical option for pool fencing, but it’s not your only alternative. You can make your swimming pool location more visually interesting by selecting a distinct material, such as glass block, tempered glass, or a rock wall. However, if there are pool fencing laws where you live, see to it that whatever fencing material you pick fulfills your local fencing requirements. You can look online or in landscape design books for added fencing ideas.
Take steps to prevent damage. Due to the fact that your fence will be close to your pool, it will be exposed to water and chemicals. This can harm your fencing, so it is necessary to take actions to avoid rust and other issues prior to they start. Consider a vinyl fence to eliminate issues about rust. Avoid wood fences, considering that these are vulnerable to rot and will eventually need to be changed. If you buy a metal fence, choose one with a powder finish to prevent rust. At Allied Gate, our powder coating differs from traditional spray-on finishes in that it’s environmentally friendly, more scratch-resistant, and lasts longer.
There are many business out there that provide affordable aluminum swimming pool fencing at sensible rates like Orlando Mossy Fence. You can select to set up the fencing products around your pool on your own or work with a company that will install it for you.
Hey Dudes Surf Is Up In The Dominican Republic
Surfing Dominican Republic Style
A great surfing vacation spot is moving higher on surfers list this year and the good news is .. IT’S AWESOME SURF
The Dominican Republic is located on the East side of the Island of Hispaniola. Its Northern shore is on the Atlantic Ocean, and its Southern shore is on the Caribbean Sea. A number of the Dominican beaches are beautiful and easy to swim in. The browse is enjoyable, but not rough.
Surrounded by warm waters and impressive views The Dominican Republic is a Mecca for water sports. Diving too is a major tourist attraction and with 1000 miles of shoreline housing coral reefs, caves, shipwrecks and brilliantly covered fish and animals the Dominican Republic is likewise understood as one of the finest locations to snorkel or dive in the whole of the Caribbean. If you enjoy water sports, you will love surfing Dominican Republic style whether it be taking part or watching, the Dominican Republic is someplace you just have to visit.
The Dominican Republic has nearly 1000 miles of coastline on its north, southern and east borders, a third which is made up of a few of the world’s most gorgeous beaches.
Added activities in the location include surfing, wind surfing, scuba diving, horse riding along the beach or in the surrounding woody locations, zip lining, offshore fishing, motor scooter leasing and a lot more information can be found with our “Buds” at , they have all the low down when it comes to water sports and fun activities in the Macao Beach Punta Cana (Alohapuntacana.com).
Many of these beaches are pristine oases of great white sand due to the high material of coral and shell, lined by high shaded palm trees and offset by crystal clear waters.